{"id":410,"date":"2023-04-27T16:43:23","date_gmt":"2023-04-27T16:43:23","guid":{"rendered":"http:\/\/flipsideviber.net\/?p=410"},"modified":"2023-08-08T00:13:22","modified_gmt":"2023-08-08T00:13:22","slug":"does-dog-insurance-cover-training-or-behavioral-issues","status":"publish","type":"post","link":"http:\/\/flipsideviber.net\/index.php\/2023\/04\/27\/does-dog-insurance-cover-training-or-behavioral-issues\/","title":{"rendered":"Does Dog Insurance Cover Training or Behavioral Issues?"},"content":{"rendered":"

Dog insurance is a pretty confusing subject, and what\u2019s more confusing is that some insurance\u00a0does cover<\/em>\u00a0elements of training \u2013 but not all of them do.\u00a0<\/p>\n

Dog insurance has grown in popularity as more pet owners recognize the importance of ensuring their furry companions\u2019 well-being and want more peace of mind. Rising vet bills have made the potential for unexpected illnesses, accidents, and other health-related issues financial nightmares.\u00a0<\/p>\n

Often times, behavior issues and health issues are intrinsically linked, as pain is a huge trigger for a lack of confidence or reactivity. Because of this, some behavioral modification plans\u00a0are\u00a0<\/em>covered under the pet insurance policy \u2013 it just depends on what type of insurance you have.\u00a0<\/p>\n

But where is the line drawn?\u00a0<\/p>\n

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Aggression tends to have a medical component, and whilst it may require extensive testing to figure it out, it is usually covered by a good insurance policy.<\/figcaption><\/figure>\n

Understanding Dog Insurance<\/h2>\n

Dog insurance is a type of pet insurance that specifically caters to the health and well-being of dogs. The main purpose of dog insurance is to help cover the costs of veterinary care, particularly in the event of accidents or illnesses. Policies vary in coverage and cost, depending on the insurance provider and the chosen plan.<\/p>\n

General dog insurance plans cover accidents and illness. Accident coverage is designed to cover expenses related to accidents, like injuries from car accidents, poisoning, or ingestion of foreign objects. Illness coverage provides protection for the medical conditions your dog may contract. This includes coverage for diagnostic tests, surgeries, and medications necessary for the treatment of accidents and illnesses. However, it typically doesn\u2019t include preventive care or vaccinations.<\/p>\n

For this, you will need comprehensive coverage. Comprehensive coverage is an insurance policy that covers more than just the basics. It often includes preventive care, such as vaccinations, dental cleanings, and routine checkups. Some comprehensive plans may also provide coverage for alternative therapies, such as acupuncture or chiropractic care.<\/p>\n

Does Dog Insurance Cover Training?<\/h2>\n

In general, dog insurance policies do not cover the costs of \u201cbasic\u201d training. This is because\u00a0dog training<\/a>\u00a0is considered a non-medical expense and falls outside the scope of what pet insurance is designed to cover. So your puppy classes? No, agility sessions, no\u2026<\/p>\n

However, some insurance providers offer additional coverage options, they\u2019re called \u201criders\u201d or \u201cendorsements,\u201d that can be added to a policy for an extra cost. These riders can extend the coverage to include a number of additional services, but riders that cover behavioral training and obedience classes are rare. But in all honesty? If you\u2019re paying for a health insurance plan, it\u2019s worth extending it to cover behavioral therapy, such as aggressive behavior. And with severe behavior and training becoming more and more of an issue, and training prices being very high for these sorts of issues, it\u2019s truly\u00a0worth considering.<\/p>\n

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Regular training classes are usually not covered, as, sadly, most insurance companies don\u2019t invest in preventative training. But, it is a cost that we should consider when bringing home a puppy.<\/figcaption><\/figure>\n

What Dog Insurance Does Cover<\/h2>\n

Preventative dog training may not be included in standard dog insurance policies, but\u00a0what\u00a0does\u00a0pet insurance cover<\/a>? Good news! Here\u2019s a list of some common coverages found in dog insurance policies (though do make sure to read yours carefully!)<\/p>\n